A Student Housing Insurance complete and adapted to your needs


The housing insurance or HRM (Multi-Risks Housing) must be subscribed before moving into your apartment: the landlord will require it (before entering the premises) to give you the keys. Failure to present an insurance is a reason for termination of the lease.

To facilitate your efforts, ADELE has set up a real partnership with a broker specializing in student housing.
Our offer allows you to benefit from competitive rates around services adapted to your needs during the duration of your studies.

Our special student package

Home insurance that covers all the damages that your home can suffer or that you can cause to your neighbors.
Here are the main guarantees of the contract:

  • Liability for private and rental life
  • Water damage
  • Fire
  • Broken glass
  • Flight to your home
  • Natural disasters
  • Attacks

Our advantages +

  • Colocation without surcharge for a maximum of 3 students per subscription
  • Computer hardware reimbursed in case of theft at home
  • Coverage for unintentional damage to third party (Civil liability)
  • Coverage against theft and attempted theft at my home
  • Guaranteed accommodation even in the event of prolonged absence
  • Contract with firm duration, without tacit renewal
  • Authorized artisans in charge of my repairs
  • Subscription and secure payment online
  • Possibility of taking out insurance until the day of your move

Our guarantees

  • Liability for private and rental life, theft: Civil liability for private life (extended cover for paid or unpaid internships) and rental, theft and attempted theft, fire, ice breakage, water damage, natural disasters , Vandalism, attacks
  • Capital: € 6,000, including computer equipment (replacement value for equipment less than two years old, maximum value of € 2,000)
  • The contractual deductible is the sum that remains at your expense in the event of a loss: 0.17 of the FFB index at 15/06/2016 158.55 €. For natural disaster guarantees, the legal deductible will apply.
Our home insurance is reserved for French or foreign students under 35 years of age and only covers housing in France for a period of 6 months or 12 months without tacit renewal.


Benefit from the ADELE - ISICAssur partnership at the best rate:

Accommodation type Price incl. VAT in €
For a 6-month contract
Price incl. VAT in €
For a 12-month contract
1 room €25 €45
2 rooms €35 €65
3 rooms €50 €95


Legal Notice :
Contract signed with AXA IARD SA, a company governed by the Insurance Code (registered office at 370 rue Saint Honoré 75001 PARIS - registered capital of € 214 799 030 - registered 722057460 RCS Paris, by the brokerage firm KINOUSASSUR - Registered office: 17 Avenue Jeanne d'Arc - 94110 ARCUEIL SARL with capital of 7500 € - RCS CRETEIL B443485578.
Professional liability and financial guarantee in accordance with Articles L 530-1 and L 530-2 of the Insurance Code.
Registration number ORIAS 07 0007 539 - VAT number: FR 90 443 485 578